Saving Deposit Schemes

The balance in the account earns an interest of 3.00% p.a. calculated every month on daily product basis but paid once every 3 months, viz in June, September, December and March every year. The account also has nomination facility. Our savings account can be operated through a personalized cheque book any where across all the branches. Savings account offered by our bank is ideal for any customer who wishes to save regularly as well as have the benefit of easy liquidity and access to the funds in the account in times of emergency of exigencies.Savings account holders can enjoy additional benefits such as Electronic Funds Transfer Facility (vide NEFT & RTGS), ECS.

Features and Benefits

  • Individual can open account with Minimum Rs. 500/- with no ceiling for the maximum.
  • Individual Deposit/ Joint Deposit / Deposit in the name of Minors with guardian/ HUF /Trust /Society can be made.
  • Open a Savings Bank Account with us and avail Cheque Book facility (minimum Rs.1000/- balance required).
  • Free Passbook Facility.
  • Any Branch Banking.
  • Nomination facility.

KYC Documents

  • Three latest passport size photographs and any one of the KYC document as Identity and Address proof As Below
  • Id Proof: PAN Card, Aadhar Card, Voter ID Card, Driving Licence, Passport
  • Address Proof: Aadhar Card, Electricity / Telephone Bill, Driving Licence, Voter Id

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Vidyanand Co-operative Bank Ltd. is registered with DICGC
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